Do you ever pay a utility or credit card bill without looking at the actual bill? All financial products and services are presented without warranty. The only major downside is that many debt collection agencies may push back against this idea or say they don’t do it. If one of your past payments slipped through the cracks, Wakefield & Associates can legally call and write to you until you settle your outstanding balance. Call them at (800) 220-0084 for a free credit consultation. Wakefield & Associates Collection Weapons. With the steps featured below, you can be sure that Wakefield gets removed from your credit report ASAP. As the name suggests, this arrangement involves you agreeing to pay a certain amount of what you owe to get the account deleted permanently. Required fields are marked. This means some may be willing to agree to remove the negative mark from your credit report. It can be draining to receive constant calls from a debt collector, but you can fight back and possibly even get the negative mark removed from your credit. July 3, 2015 - Wakefield and Associates is reporting multiple collection accounts to my credit report, without notifying me with a notice in accordance with 15 United States Code section 1692g ( a ). BetterCreditBlog.org’s staff of editorial writers have spent hundreds of hours conducting research, interviewing industry experts, and reviewing the products and services out there to help inform and educate our readers. Wakefield and Associates want to make it as easy as possible to for you to pay your account. They may be able to help you too! Wakefield & Associates has the proven technology needed to maximize recoveries for all types of creditors. If you do, you may want to change this habit. If you’ve been contacted by a debt collection agency, there’s a right and a wrong way to deal with them and get your credit back on track. I can help point you in the right direction, but keep in mind, I’m not associated with a law firm and therefore cannot give you legal advice. This is a valid question to ask if you’re never heard of this company before. Get a free consultation to get out of debt without bankruptcy through debt consolidation and restructuring. I recommend using certified mail, leaving a paper trail to prevent a “your word against theirs” scenario. The debt will still be on your credit report so be sure to consider taking the following steps below to fix this. They have helped plenty of people in your situation and have paralegals standing by waiting to take your call. For instance, the act keeps agencies from contacting you at unreasonable hours, harassing you at your workplace, reaching out to your relatives and employers, and more. As such, you may be able to get the agency off of your report with a simple debt validation letter. In fact, our use of technology to support operations is what sets us apart from the rest of the industry. Before you reach out to the agency, you should familiarize yourself with your rights under the Fair Debt Collection Practices Act. The act holds collection agencies accountable for how they communicate with you, providing you with a list of rights. However, it is possible to have it removed before 7 years and you may not even have to pay it. Credit Repair Statistics, Studies, & Whitepapers: Your email address will not be published. Lexington Law has helped millions of customers remove collections and other Call Lexington Law to learn how they can help you avoid lawsuits and remove negative items from your credit report that will significantly improve your credit scores. Instead, give one of the strategies below a try to get the collection agency removed from your credit report. This would allow the debt to be permanently removed from your credit report if you repay all or a percentage of the balance (as agreed upon). It’s best to get the company to agree in writing so they don’t go back on their word. get the collection agency removed from your credit report. Have you been getting so many phone calls from Wakefield and Associates that make you dread the idea of answering your phone? You have 30 days to send a letter to the agency, after which you’ll have to use one of the other strategies below. Although Wakefield and Associates Colorado has an A rating with the Better Business Bureau, they are not accredited and have also had 377 complaints closed in the past 3 years. Just note that there is a deadline for debt validation. 1. A Wakefield and Associates pay for delete agreement should make both parties happy instead of just having you pay back the debt and still not see a change on your credit report. In recent years, people have had some luck with getting Wakefield and Associates Knoxville TN to arrange a phone call to discuss a pay for delete agreement, but it seems this company shies away from setting up terms in writing. The company have quite a few locations across the U.S. and may go by some of these names including: Wanna Know the Easy Way to Repair Your Credit? It's free! In addition, to the phone calls, and letters, they’re also going to report negative information on your credit reports. And making payments on the debt will reset the clock. Plus, there’s also a chance that the debt is not even yours or hasn’t been accurately reported. Once you submit your request, Wakefield and Associates will have 30 days to provide validation. Get a free consultation with a credit repair expert to see how much they can help your credit score. Wakefield and Associates is a debt collection agency that may try to contact you if you haven’t paid a bill in some time. Not all companies will exercise their right to file a lawsuit against you, but it’s a harsh reality when dealing with an aggressive debt collector. More on those down below. Nothing good can come from contacting a collection agency. With the resources above, you can get Wakefield and Associates removed from your report in no time. Our content is free because we earn a commission when you click or make a purchase from links on our site. They also must stop calling you if you request they communicate only in writing. If you’re outside of the one-month timeframe for submitting a debt validation letter or the company was able to verify your debt, you should consider making a pay-for-delete agreement. Get a free consultation with a tax relief expert to see if you qualify today. Credit Knocks is an independent, advertising-supported, information and review service. There’s a simple way to stop calls from Wakefield and Associates. Your email address will not be published. Are you constantly receiving calls from either (800) 864-3870 or (800) 265-9399? Your credit score has likely taken a hit but it’s still not too late to try to remedy the situation and remove Wakefield and Associates from your credit report. 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So whether you actually owe the debt that Wakefield is collecting or you were targeted by mistake, it’s always wise to start the credit repair process with a debt validation letter. It starts by becoming aware of your rights against debt collectors and the phone call practices they legally can’t do. It has been accredited by the BBB since 2015 and currently has one out of five stars in customer satisfaction. Lexington Law knows that you have rights and Wakefield and Associates does too. These companies can help to improve your credit score, whether your score is hurting from an unpaid $50 cable bill or thousands of dollars of outstanding student debt. Learn more about how we make money. Are you receiving letters in the mail about a debt you might owe? Whatever your situation is, you might want to consider working with a credit repair company. Getting any negative mark on your credit report from a debt collection company is bad news.. Our 609 credit dispute letters may be able to help get them removed. How to Remove Wakefield & Associates from Credit Report (4 Proven Ways) If you follow our step-by-step guidance, then you will successfully remove Wakefield & Associates from your credit report.

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